This Privacy Policy describes how Finance Ledger ("we", "us", or "the app") collects, uses, stores, and shares information when you use our mobile application and website. By using Finance Ledger, you agree to this policy.
1. Who we are
Finance Ledger is a personal and family finance tracking application. For privacy-related questions, contact us at [email protected].
2. Information we collect
2.1 Account and profile
- Email address and password (authentication via our backend; passwords are not stored in plain text)
- Name (first name, last name, or display name)
- Optional profile photo
- Preferred currency and optional report email for exported summaries
2.2 Financial data you enter
- Accounts (name, type, balances)
- Transactions (amount, date, category, description, account)
- Custom categories, recurring payments, and transfers (PRO features)
This data is stored in your cloud workspace so you can sync across devices and, if you choose, share a family workspace with other members.
2.3 Family workspace (optional)
If you create or join a family workspace, other members can see shared financial data according to the app's permissions. Invite codes are used to add members.
2.4 Subscriptions
Subscription status is processed via Google Play / App Store and RevenueCat. We do not receive or store your full payment card number.
2.5 Security and activity
- Activity log (PRO): significant actions on your account
- PIN and biometrics: stored locally on your device only
2.6 Receipt scanning (PRO)
OCR runs on your device where available. Extracted fields pre-fill transactions; we do not operate a separate receipt-image storage service for OCR unless you save an image yourself.
2.7 Website bug reports
If you submit a bug report on this website, we collect only what you provide (email, subject, description, optional device info). Reports are stored in an isolated database schema separate from your app financial data.
2.8 Diagnostics
Production builds may send crash reports to Sentry to improve stability.
3. How we use information
- Provide and maintain the app (sync, balances, analytics, exports)
- Authenticate you and secure your account
- Process subscriptions and respond to support requests
- Improve reliability and fix bugs
- Comply with legal obligations
4. How we share information
We do not sell your personal information. Service providers include:
| Service | Purpose |
|---|---|
| Supabase | Authentication and database |
| RevenueCat | Subscription status |
| Google Play / Apple App Store | In-app purchases |
| Sentry | Error reporting |
| Resend | Support confirmation emails |
5. Data retention
We retain your data while your account is active. Deletion requests are handled within a reasonable period, except where retention is required by law.
6. Security
We use encrypted connections (HTTPS/TLS), access controls, and row-level security on app data. Website support tickets are isolated in a separate database schema with no access from the public internet.
7. Your rights
- Access and update profile data in the app Settings
- Cancel subscriptions via Google Play or App Store
- Request access, correction, or deletion by contacting us
8. Children
Finance Ledger is not directed at children under 13.
9. Changes
We may update this policy and will post the new version here with an updated effective date.
10. Contact
Email: [email protected]